Health Insurance by MA Group Insurance Commission

  • GIC provides high-value health insurance and other benefits to the state, municipality, school district employees, and retirees (and their survivors and dependents). Find out below about plan options if you are GIC-eligible and how to enroll in benefits during annual enrollment and as a new hire enrollee. Annual enrollment allows current participants to review their options and make changes if desired. 

2024-2025 Benefits Guide

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MyHR Recommendations

  • Contact the plans (not your doctors) to find out if your doctors and hospitals still participate in your plan. Specify the plan’s full name, such as “Harvard Pilgrim Primary Choice Plan” or “Harvard Pilgrim Independence Plan,” not just Harvard Pilgrim
    Check on copay tier assignments that affect what you pay when you get a specialist or hospital services. Copay tiers can change each July 1.
    Check GIC’s website for the latest annual enrollment news, forms to expedite your decisions and answers to frequently asked questions. 

Contact Info

What has changed for the 2024-2025 School Year?

  • This year’s open enrollment has only one change: effective July 1, 2024, Unicare will change its name to Wellpoint.

    While the name will change, everything else will continue—the same doctors, hospitals, and coverage. Any brand changes will not impact or change your access to healthcare providers or your level of support. Your health plan will continue to operate as it currently does. Please click here for the GIC 2024 Public Information Session.

    Wellpoint will begin mailing new member ID cards in June of 2024, prior to the start of the new plan year. Until then, please continue to use your existing Unicare ID card to access care and services.

    Here are the new plan names:

    • Unicare Total Choice Basic (IND) will become Wellpoint Total Choice (IND) | New England and International Residents
    • Unicare Indemnity Community Choice (PPO) will become Wellpoint Indemnity Community Choice (PPO)
    • Unicare Indemnity Plus (PPO) will become Wellpoint Indemnity Plus (PPO)
  • Click Here to Watch a Video with the New Changes

Keep in mind!

  • Once you choose a health plan, you cannot change plans during the year, unless you have a qualifying status change or move out of the plan’s service area, or are retiring and becoming eligible for Medicare. If your doctor or hospital leaves your health plan, you must find a new participating provider in your chosen plan

    New Hires: There is a waiting period of 60 (sixty-days) for all new hires. Please contact us for more information.